Terms of Use

Use of your Personal Information
UrPension.com collects and uses your personal information to operate the UrPension.com Web site and deliver the services you have requested. UrPension.com also uses your personally identifiable information to inform you of other products or services available from AnnuityNational.com and its affiliates. UrPension.com may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

UrPension.com does not sell, rent or lease its customer lists to third parties. UrPension.com may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, UrPension.com may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to UrPension.com, and they are required to maintain the confidentiality of your information.

UrPension.com does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

UrPension.com keeps track of the Web sites and pages our customers visit within UrPension.com, in order to determine what UrPension.com services are the most popular. This data is used to deliver customized content and advertising within UrPension.com to customers whose behavior indicates that they are interested in a particular subject area.

UrPension.com Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on AnnuityNational.com or the site; (b) protect and defend the rights or property of UrPension.com; and, (c) act under exigent circumstances to protect the personal safety of users of UrPension.com, or the public.

Use of Cookies
The UrPension.com Web site uses “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize UrPension.com pages, or register with UrPension.com site or services, a cookie helps UrPension.com to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same UrPension.com Web site, the information you previously provided can be retrieved, so you can easily use the UrPension.com features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the UrPension.com services or Web sites you visit.

Security of your Personal Information
UrPension.com secures your personal information from unauthorized access, use or disclosure. UrPension.com secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement
UrPension.com will occasionally update this Statement of Privacy to reflect company and customer feedback. UrPension.com encourages you to periodically review this Statement to be informed of how UrPension.com is protecting your information.

Contact Information
UrPension.com welcomes your comments regarding this Statement of Privacy. If you believe that UrPension.com has not adhered to this Statement, please contact UrPension.com at info@UrPension.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.